Eligibility Criteria:– Age: 21-60 years
– Income: Minimum Rs. 1.5 lakhs per annum for salaried individuals, Rs. 2 lakhs per annum for self-employed individuals
– Credit Score: Good credit history and scoreDocuments Required:– Identity Proof: PAN card, Aadhaar card, passport, etc.
– Address Proof: Aadhaar card, passport, utility bills, etc.
– Income Proof: Salary slips, bank statements, income tax returns, etc.Features and Benefits:– Interest-Free Period: Up to 50 days interest-free period on purchases
– Cash Advance: Option to withdraw cash from ATMs or bank branches
– Reward Points: Earn points on purchases, redeemable for rewards or cashback
– Insurance: Complimentary insurance coverage on purchases, travel, and moreTypes of SBI Credit Cards:– SBI SimplySAVE Credit Card: For dining, movies, and grocery purchases
– SBI Card ELITE: For premium benefits, travel, and lifestyle
– SBI YONO Card: For digital transactions, cashback, and rewards
Shopping Credit Cards– SimplyCLICK SBI Card: Earn 10x reward points on online spends, with a joining fee of ₹499 and annual fee of ₹499. Ideal for online shopping enthusiasts.
– SimplySAVE SBI Card: Earn 10x reward points on dining, movies, and grocery spends, with a joining fee of ₹499 and annual fee of ₹499. Suitable for frequent offline purchases.Travel Credit Cards– SBI Card ELITE: Offers complimentary lounge access, with a joining fee of ₹4,999 and annual fee of ₹4,999. Ideal for frequent travelers.
– IRCTC SBI Platinum Card: Offers 10% value back on AC train tickets, with a joining fee of ₹500 and annual fee of ₹300. Suitable for railway travelers.
– KrisFlyer SBI Card Apex: Earn KrisFlyer miles on every spend, with a joining fee of ₹9,999 and annual fee of ₹9,999. Ideal for frequent flyers.Lifestyle Credit Cards– SBI Card PRIME: Offers high reward benefits in all categories, with a joining fee of ₹2,999 and annual fee of ₹2,999. Suitable for those seeking premium lifestyle benefits.
– SBI Card PULSE: Offers lifestyle benefits, with a joining fee of ₹1,499 and annual fee of ₹1,499.Reward Credit Cards– Cashback SBI Card: Offers 5% cashback on online spends and 1% cashback on offline spends, with a joining fee of ₹999 and annual fee of ₹999.
– Tata Neu Plus SBI Card: Earn 10 reward points per ₹150 spent on dining, movies, departmental stores, and grocery spends.Fuel Credit Cards– BPCL SBI Card Octane: Offers 25 reward points per ₹100 spent on BPCL fuel stations, with a joining fee of ₹1,499 and annual fee of ₹1,499.
– BPCL SBI Card: Offers 13x reward points on fuel spends at BPCL, with a joining fee of ₹499 and annual fee of ₹499.Co-branded Credit Cards– IRCTC SBI Card Premier: Offers railway travel benefits, with a joining fee of ₹1,499 and annual fee of ₹1,499.
– Air India SBI Signature Card: Offers Air India miles on every spend, with a joining fee of ₹4,999 and annual fee of ₹4,999 ¹ ² ³.
Get 6000 bonus reward points equivalent to INR 1500 on payment of annual fees.
Reward Points will be credited to the card holders account within 30 days of annual fee payment.
Enjoy 7.25% Value back ~ 25X Reward Points on fuel purchases at BPCL petrol pumps. Maximum 2500 Reward Points per billing cycle
6.25% + 1% Fuel surcharge waiver on every BPCL transaction upto ₹ 4000 (exclusive of GST and other charges)
Reward Benefits
Enjoy 25 Reward Points on every Rs. 100 spent at BPCL Fuel, Lubricants & Bharat Gas (Website and app only) spends
Enjoy 10 Reward Points on every Rs. 100 spent at Dining, Departmental Stores, Grocery & Movies (Up to 7500 Reward Points per month)
Fuel Freedom Benefits
Enjoy freedom from paying the 1% fuel surcharge across all BPCL petrol pumps in India, on transactions up to Rs. 4,000, exclusive of GST and other charges
Maximum fuel surcharge waiver of Rs. 100 per statement cycle per credit card account, which is equivalent to an Annual Savings of Rs.1200
Get 350 activation bonus Reward Points on single transaction of Rs. 500 or more within 60 days of card issuance. Fuel and Cash spend are not included.
Save 1% transaction charges on railway ticket bookings on www.irctc.co.in
Log on to irctc.co.in and avail exclusive travel privileges
Book your airline tickets with IRCTC at unbeatable prices
Railway Lounge Program
Enjoy 4 complimentary railway lounge access in a year to participating lounges in India (Max 1 per quarter)
To avail the offer, please use your IRCTC SBI Platinum Card at the respective lounges
Fuel Freedom Benefits
Enjoy freedom from paying the 1% fuel surcharge across all BPCL petrol pumps in India, on transactions up to Rs. 4,000, exclusive of GST and other charges
Maximum fuel surcharge waiver of Rs. 100 per statement cycle per credit card account, which is equivalent to an Annual Savings of Rs.1200
Get Amazon.in gift card worth Rs 500* on joining
Please *click here for detailed Terms and Conditions.
e-Shopping Rewards
Earn 10X Reward Points on online spends with exclusive partners: Apollo 24×7/BookMyShow/Cleartrip/ Dominos/ IGP/ Myntra/ Netmeds/ Yatra
Earn 5X rewards on all other online spends.
e-Vouchers worth 2,000 each on reaching annual online spends of 1 Lakh and 2 Lakh respectively
e-Voucher Brand : Cleartrip / Yatra
Fuel Freedom Benefits
Enjoy freedom from paying the 1% fuel surcharge across all BPCL petrol pumps in India, on transactions up to Rs. 4,000, exclusive of GST and other charges
Maximum fuel surcharge waiver of Rs. 100 per statement cycle per credit card account, which is equivalent to an Annual Savings of Rs.1200
Card Cashback
5% Cashback on online* spends without any merchant restriction
1% Cashback on offline* spends
Card Cashback will be auto-credited to your SBI Card account within two working days of your next statement generation. For details, please see Cardholders T&C
Spend Based Reversal
Reversal of Renewal Fee on annual spends of Rs.2 Lakh
Fuel Freedom Benefits
Enjoy freedom from paying the 1% fuel surcharge across all BPCL petrol pumps in India, on transactions up to Rs. 4,000, exclusive of GST and other charges
Maximum fuel surcharge waiver of Rs. 100 per statement cycle per credit card account, which is equivalent to an Annual Savings of Rs.1200
Get Reliance Retail voucher worth of Rs. 3,000/- on payment of joining fees.Click hereto know where this voucher can be redeemed.
Waiver of renewal fees on annual spends of Rs. 3 Lac in the previous year
Rs. 1,500/- worth Reliance Retail Voucher on Annual Spends of Rs. 75,000/- at participating Reliance Retail Stores
10 Reward Points per Rs. 100/- spent on the participating Reliance Retail Stores.Click hereFor details.(except on UPI payments) and (subject to the Reliance Retail Stores MIDs recieved from partner and mapped in SBIC system)
Fuel Freedom Benefits
Enjoy freedom from paying the 1% fuel surcharge across all BPCL petrol pumps in India, on transactions up to Rs. 4,000, exclusive of GST and other charges
Maximum fuel surcharge waiver of Rs. 100 per statement cycle per credit card account, which is equivalent to an Annual Savings of Rs.1200
Get Reliance Retail Voucher worth of Rs. 500/- on payment of joining fees. Click hereto know where this voucher can be redeemed.
Waiver of renewal fees on annual spends of Rs. 1 Lac in the previous year
Rs. 500/- worth Reliance Retail Voucher on Annual Spends of Rs. 25,000/- at participating Reliance Retail Storesf
10 Reward Points per Rs. 100/- spent on the participating Reliance Retail Stores.Click hereFor details.(except on UPI payments) and (subject to the Reliance Retail Stores MIDs recieved from partner and mapped in SBIC system)
Fuel Freedom Benefits
Enjoy freedom from paying the 1% fuel surcharge across all BPCL petrol pumps in India, on transactions up to Rs. 4,000, exclusive of GST and other charges
Maximum fuel surcharge waiver of Rs. 100 per statement cycle per credit card account, which is equivalent to an Annual Savings of Rs.1200
Get Reliance Retail Voucher worth of Rs. 500/- on payment of joining fees. Click hereto know where this voucher can be redeemed.
Miles Rewards
Earn 6 Travel Credits for every ₹ 200 that you spend on travel
Earn 2 Travel Credits for every ₹ 200 on all other spends
Convert your Travel Credits into Air Miles / Hotel Points, Travel Bookings or choose from a wide array of Catalogue Products
International Travel Privileges
Get a complimentary Priority Pass Membership worth $99 and enjoy access to 1000+ International Airport Lounges worldwide
Get 6 complimentary International Airport Lounge visits every year, outside India (max. 2 visits per quarter)
Insurance Cover
Up to 6 flight cancellations per year, each limited to ₹ 3,500
Lost card liability up to ₹1 Lakh
Air Accident Cover up to ₹1 Cror Domestic Travel Privileges
Get 8 complimentary Domestic Airport Lounge visits every year (max. 2 visits per quarter)
Get Amazon.in gift card worth Rs 500* on joining
Please *click here for detailed Terms and Conditions.
e-Shopping Rewards
Earn 10X Reward Points on online spends with exclusive partners: Apollo 24×7/BookMyShow/Cleartrip/ Dominos/ IGP/ Myntra/ Netmeds/ Yatra
Earn 5X rewards on all other online spends.
e-Vouchers worth 2,000 each on reaching annual online spends of 1 Lakh and 2 Lakh respectively
e-Voucher Brand : Cleartrip / Yatra
Fuel Freedom Benefits
Enjoy freedom from paying the 1% fuel surcharge across all BPCL petrol pumps in India, on transactions up to Rs. 4,000, exclusive of GST and other charges
Maximum fuel surcharge waiver of Rs. 100 per statement cycle per credit card account, which is equivalent to an Annual Savings of Rs.1200
