Eligibility Criteria:
– Age: 21-60 years
– Income: Minimum Rs. 1.5 lakhs per annum for salaried individuals, Rs. 2 lakhs per annum for self-employed individuals
– Credit Score: Good credit history and score
Documents Required:
– Identity Proof: PAN card, Aadhaar card, passport, etc.
– Address Proof: Aadhaar card, passport, utility bills, etc.
– Income Proof: Salary slips, bank statements, income tax returns, etc.
Features and Benefits:
– Interest-Free Period: Up to 50 days interest-free period on purchases
– Cash Advance: Option to withdraw cash from ATMs or bank branches
– Reward Points: Earn points on purchases, redeemable for rewards or cashback
– Insurance: Complimentary insurance coverage on purchases, travel, and more
Types of Credit Cards:
– HDFC BIZ Credit Card: For dining, movies, and grocery purchases
– HDFC BIZ : For premium benefits, travel, and lifestyle
– HDFC BIZ Card: For digital transactions, cashback, and rewards
