Lifestyle and Rewards Credit Cards
– IDFC FIRST Millennia Credit Card: Lifetime free, up to 10X never-expiring rewards, 300+ merchant offers, movie ticket offers, and fuel surcharge waiver.
– IDFC FIRST Classic Credit Card: Lifetime free, 3X reward points on spends up to ₹20,000, 10X reward points on spends above ₹20,000, and 25% off on movie tickets.
– IDFC FIRST Select Credit Card: Lifetime free, 10X reward points on spends above ₹20,000, 3X reward points on spends up to ₹20,000, and up to 20% off at 1,500+ restaurants.Travel Credit Cards
– IDFC FIRST Ashva Credit Card: ₹2,999 joining fee, 10X reward points on spends above ₹20,000, 2 complimentary international lounge accesses per quarter, and movie benefits worth ₹800.
– IDFC FIRST Mayura Credit Card: ₹5,999 joining fee, 10X rewards on monthly spends above ₹20,000, up to 8 international lounge accesses per year, and complimentary golf rounds.
– IDFC FIRST Wealth Credit Card: Lifetime free, 10X reward points on birthday spends and spends above ₹20,000, complimentary golf rounds, and domestic and international lounge access.Fuel Credit Cards
– IDFC FIRST Power+ Credit Card: ₹499 joining fee, up to 6.5% value-back on HPCL fuel spends, and 5% savings on grocery and utility spends.Secured Credit Cards
– IDFC FIRST WOW! Credit Card: Lifetime free, fixed deposit-backed assured credit card, up to 1% cashback on UPI spends, and discounts on movie tickets ¹ ² ³.
Lifestyle and Rewards Credit Cards– IDFC FIRST Millennia Credit Card: Lifetime free, 10x reward points on spends above ₹20,000, 25% discount on movie tickets, and fuel surcharge waiver.
– IDFC FIRST Classic Credit Card: Lifetime free, 10x reward points on spends above ₹20,000, 25% discount on movie tickets, and complimentary railway lounge access.
– IDFC FIRST Select Credit Card: Lifetime free, 10x reward points on spends above ₹20,000, buy one get one free movie tickets, and complimentary domestic lounge access.
– IDFC FIRST Wealth Credit Card: Lifetime free, 10x reward points on spends above ₹20,000, buy one get one free movie tickets, and complimentary domestic and international lounge access.Travel Credit Cards– IDFC Ashva Credit Card: ₹2,999 joining fee, 10x reward points on spends above ₹20,000, complimentary airport lounge access, and movie benefits.
– IDFC Mayura Credit Card: ₹5,999 joining fee, 10x reward points on spends above ₹20,000, complimentary domestic and international lounge access, and movie benefits.
– IndiGo IDFC FIRST Credit Card: ₹4,999 joining fee, earn IndiGo BluChips, and power of dual cards.
– Club Vistara IDFC First Credit Card: ₹4,999 joining fee, travel and lifestyle benefits.Fuel Credit Cards– IDFC FIRST Power Credit Card: ₹199 joining fee, 1% cashback on fuel spends, and rewards on grocery and utility spends.
– IDFC FIRST Power+ Credit Card: ₹499 joining fee, up to 6.5% value-back on HPCL fuel spends, and rewards on grocery and utility spends.Secured Credit Cards– IDFC FIRST WOW! Credit Card: Lifetime free, secured credit card, zero forex markup, and rewards on spends.Other Credit Cards– IDFC FIRST SWYP Credit Card: ₹499 joining fee, rewards on spends, and EMI payments.
– IDFC FIRST EARN Credit Card: ₹499 joining fee, 1% cashback on UPI spends, and rewards on spends.
– IDFC FIRST Private Credit Card: Invite-only, 0% forex markup, and unlimited complimentary airport lounge access
Rewards and Points– Earn 6x reward points on online spends and 3x reward points on offline spends
– 10x reward points on spends above ₹20,000 per month and on birthdays
– Unlimited reward points that never expire
– Reward points can be redeemed instantly for online transactions and partner stores (1 Reward Point = ₹0.25)
Entertainment Benefits– 25% discount on movie tickets (up to ₹100) once a month
– Up to 20% discount at 1,500+ restaurants
– Up to 15% discount at 3,000+ Health & Wellness outlets
– Exclusive movie deals and discounts
– Buy 1 get 1 free offers on movie tickets
– Discounts on concerts and events
Fuel surcharge waiver (1% waiver up to ₹400 per statement cycle)
– Roadside assistance
– Golf privileges (complimentary entry to leading golf courses)
Rewards and Points– Earn up to 10X reward points on spends above ₹20,000 in a statement cycle and on birthday spends
– 5X reward points on spends up to ₹20,000 in a statement cycle
– 3X reward points on rent, wallet loads, education, and government payments
– 1X reward point on insurance and utilities transactions
– Each reward point is worth ₹0.25, but can be redeemed for ₹0.50 on travel bookings via IDFC FIRST Bank mobile app
– Zero forex markup fee on international transactions
– Up to 16 complimentary domestic airport lounge visits per year (4 visits/quarter)
– Up to 16 complimentary international lounge visits per year (4 visits/quarter)
– Free trip cancellation protection of up to ₹50,000, valid twice a year
Buy one get one free movie ticket offer on BookMyShow, with a maximum discount of ₹500 per ticket
– Complimentary golf rounds or lessons, up to 24 times per year (2 times/month)
– Flat ₹5,000 off on stays at The Postcard’s luxury hotels and resorts in India, once per quarter
Fuel surcharge waiver of 1% on transactions between ₹200 and ₹5,000, with a maximum waiver of ₹300 per statement cycle
– Complimentary roadside assistance, up to 4 times per year
– No reward points on fuel purchases, EMI transactions, fees, or charges ¹ ² ³
Fuel Savings: Save up to 5% on fuel transactions, with 2.5% back on utility and grocery expenses, and 2.5% back on IDFC FASTag recharge
Earn reward points on daily expenses like groceries, utility bills, FASTag recharges, and UPI transactions
Complimentary Benefits: Roadside assistance worth ₹1,399 and fuel surcharge waiver Low Interest Rates: Starting at 9% per annum, with dynamic interest rates
Welcome Benefits: ₹250 cashback on first HPCL fuel transaction worth ₹250 and more, and 5% cashback up to ₹1,000 on first EMI conversion
Earn up to 10X reward points on spends above ₹20,000 in a statement cycle and on birthday spends
– 5X reward points on spends up to ₹20,000 in a statement cycle
– 3X reward points on rent, wallet loads, education, and government payments
– 1X reward point on insurance and utilities transactions
– Reward points can be redeemed at a value of ₹0.25 per point, or ₹0.40 per point on travel bookings
Complimentary domestic and international lounge access for primary and add-on cardholders
– Low foreign exchange markup fee of 1%
– Free trip cancellation protection of up to ₹25,000
– Travel insurance coverage of up to ₹1 crore
Buy one get one free movie tickets on BookMyShow, twice a month
– Complimentary golf rounds or lessons, up to 24 times a year
– Exclusive benefits at The Postcard Hotels, including a flat discount of ₹5,000 on bookings above ₹25,000
Fuel surcharge waiver of 1% on transactions up to ₹300 per month
– Complimentary roadside assistance, up to 4 times a year
– Premium metal feel and durable construction
– Exclusive privileges and discounts at luxury hotels and resorts worldwide ¹ ² ³
Rewards and Points– Earn up to 10X reward points on spends above ₹20,000 in a billing cycle and on birthday spends
– 3X reward points on all online purchases up to monthly spends of ₹20,000
– 1X reward point on utility spends, with charges of 1% of the transaction value applicable on utility spends over ₹20,000 in a billing cycle
– Reward points never expire and can be redeemed for ₹0.25 per point
Travel Benefits– Complimentary domestic airport lounge access (2 visits per quarter, subject to spending ₹20,000 in the previous month)
– Complimentary railway lounge access (4 visits per quarter)
– Low foreign exchange markup fee of 1.99% on international transactions
– Free roadside assistance worth ₹1,399
Lifestyle Benefits– Buy one get one free movie ticket offer on BookMyShow, twice a month, with benefits up to ₹125
– Up to 20% discount at 1,500+ restaurants
– Up to 15% discount at 3,000+ Health & Wellness outlets
– 300+ merchant offers available all year long
Fuel surcharge waiver of 1% on transactions up to ₹300 per month
– Complimentary roadside assistance, up to 4 times a year
– Premium metal feel and durable construction
– Exclusive privileges and discounts at luxury hotels and resorts worldwide ¹ ² ³
Rewards and Points– Earn up to 10X reward points on spends above ₹20,000 in a billing cycle and on birthday spends
– 3X reward points on all online purchases up to monthly spends of ₹20,000
– 1X reward point on utility spends, with charges of 1% of the transaction value applicable on utility spends over ₹20,000 in a billing cycle
– Reward points never expire and can be redeemed for ₹0.25 per point
Travel Benefits– Complimentary domestic airport lounge access (2 visits per quarter, subject to spending ₹20,000 in the previous month)
– Complimentary railway lounge access (4 visits per quarter)
– Low foreign exchange markup fee of 1.99% on international transactions
– Free roadside assistance worth ₹1,399
Lifestyle Benefits– Buy one get one free movie ticket offer on BookMyShow, twice a month, with benefits up to ₹125
– Up to 20% discount at 1,500+ restaurants
– Up to 15% discount at 3,000+ Health & Wellness outlets
– 300+ merchant offers available all year long
Fuel surcharge waiver of 1% on transactions up to ₹300 per month
– Complimentary roadside assistance, up to 4 times a year
– Premium metal feel and durable construction
– Exclusive privileges and discounts at luxury hotels and resorts worldwide ¹ ² ³
Rewards and Points– Earn up to 10X reward points on spends above ₹20,000 in a billing cycle and on birthday spends
– 3X reward points on all online purchases up to monthly spends of ₹20,000
– 1X reward point on utility spends, with charges of 1% of the transaction value applicable on utility spends over ₹20,000 in a billing cycle
– Reward points never expire and can be redeemed for ₹0.25 per point
Travel Benefits– Complimentary domestic airport lounge access (2 visits per quarter, subject to spending ₹20,000 in the previous month)
– Complimentary railway lounge access (4 visits per quarter)
– Low foreign exchange markup fee of 1.99% on international transactions
– Free roadside assistance worth ₹1,399
Lifestyle Benefits– Buy one get one free movie ticket offer on BookMyShow, twice a month, with benefits up to ₹125
– Up to 20% discount at 1,500+ restaurants
– Up to 15% discount at 3,000+ Health & Wellness outlets
– 300+ merchant offers available all year long
Fuel surcharge waiver of 1% on transactions up to ₹300 per month
– Complimentary roadside assistance, up to 4 times a year
– Premium metal feel and durable construction
– Exclusive privileges and discounts at luxury hotels and resorts worldwide ¹ ² ³
Rewards and Points Earn 20X reward points on HPCL fuel spends
– Earn 2.5% cashback on grocery and utility bill payments
– Earn 2.5% cashback on IDFC FASTag recharge
– Reward points can be redeemed for ₹0.25 per point
Fuel Benefits– Save up to 5% on fuel transactions with 2.5% cashback on HPCL fuel spends and 1% fuel surcharge waiver
– Fuel surcharge waiver of 1% on transactions between ₹200 and ₹5,000 (maximum waiver of ₹200 per statement cycle)
Lifestyle Benefits– Buy one get one free movie ticket offer on BookMyShow, twice a month, with benefits up to ₹125
– Up to 20% discount at 1,500+ restaurants
– Up to 15% discount at 3,000+ Health & Wellness outlets
– 300+ merchant offers available all year long
Fuel surcharge waiver of 1% on transactions up to ₹300 per month
– Complimentary roadside assistance, up to 4 times a year
– Premium metal feel and durable construction
– Exclusive privileges and discounts at luxury hotels and resorts worldwide ¹ ² ³
Rewards and Points Earn 20X reward points on HPCL fuel spends
– Earn 2.5% cashback on grocery and utility bill payments
– Earn 2.5% cashback on IDFC FASTag recharge
– Reward points can be redeemed for ₹0.25 per point
Fuel Benefits– Save up to 5% on fuel transactions with 2.5% cashback on HPCL fuel spends and 1% fuel surcharge waiver
– Fuel surcharge waiver of 1% on transactions between ₹200 and ₹5,000 (maximum waiver of ₹200 per statement cycle)
Lifestyle Benefits– Buy one get one free movie ticket offer on BookMyShow, twice a month, with benefits up to ₹125
– Up to 20% discount at 1,500+ restaurants
– Up to 15% discount at 3,000+ Health & Wellness outlets
– 300+ merchant offers available all year long
Fuel surcharge waiver of 1% on transactions up to ₹300 per month
– Complimentary roadside assistance, up to 4 times a year
– Premium metal feel and durable construction
– Exclusive privileges and discounts at luxury hotels and resorts worldwide ¹ ² ³
