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induslnd bank credit card

Basic Eligibility Criteria: – Age: Typically, applicants should be between 21 and 60 years old (may vary depending on the card) – Income: A stable income source, with a minimum income requirement that varies by card (usually around ₹3-5 lakh per annum for salaried individuals and ₹6-10 lakh per annum for self-employed individuals) – Credit Score: A good credit score, usually 650 or above (on a scale of 300-900) – Residency: Indian residency, with a valid address proof Additional Requirements: – Salaried Individuals: – Employed with a reputed company – Minimum 3-6 months of work experience (may vary depending on the card) – Self-Employed Individuals: – Business experience of at least 2-3 years – Proof of income and business stability Documents Required: – Identity Proof: PAN card, Aadhaar card, passport, etc. – Address Proof: Aadhaar card, passport, utility bills, etc. – Income Proof: Salary slips, bank statements, income tax returns, etc. Other Factors: – Credit History: A good credit history, with no defaults or outstanding debts – Existing Relationship with HSBC: Existing customers may have an advantage in the application process

Rewards and Benefits:

– Earn reward points or cashback on everyday spending, such as dining, grocery shopping, and fuel purchases
– Enjoy lounge access at domestic and international airports, perfect for frequent travelers
– Get discounts and offers on dining, shopping, and travel, both online and offline
– Some cards offer fuel surcharge waivers, reducing costs on fuel transactions

Types of indusind bank Credit Cards:

– Lifestyle Cards: Designed for those who enjoy dining, shopping, and travel, these cards offer rewards and benefits in these categories
– Cashback Cards: Ideal for those who want to earn cashback on their everyday spending
– Travel Cards: Perfect for frequent travelers, these cards offer benefits like lounge access, travel insurance, and discounts on travel bookings

Key Features:

– Competitive interest rates and fees
– Flexible payment options, including EMIs
– Secure online transactions and zero liability for lost or stolen cards
– Customer support and assistance available 24/7

Eligibility and Application:

– Typically, applicants need a stable income and a good credit score to be eligible for an indusind bank credit card
– The application process is straightforward, with options to apply online, through the mobile app, or in-person at an indusind bank branch

Rewards and Benefits: Rewards Points: Earn 1.5 reward points for every ₹150 spent, excluding fuel transactionsactions
Fuel Surcharge Waiver: Get a 1% fuel surcharge waiver up to ₹100 per month on transactions between ₹500 and ₹3,000 at Indian petrol pumps
Welcome Benefits: Luxe Gift Card and vouchers from top brands like Montblanc, The Postcard Hotel, Amazon, and Flipkart
– Travel Insurance: Coverage includes lost baggage (₹1 lakh), delayed baggage (₹25,000), loss of passport (₹50,000), and lost ticket (₹25,000) – 24/7 Concierge Services: Assistance for travel and entertainment needs
– Rewards Points: Earn 5 reward points for every ₹100 spent on international spends and 2 points for domestic spends – Lounge Access: Complimentary access to domestic and international airport lounges (number of visits may vary)
– Travel Benefits: Discounts and benefits on travel bookings, hotels, and flights – Dining Benefits: Rewards and discounts at partner restaurants
– Fuel Surcharge Waiver: 1% waiver on fuel transactions (terms apply) – Complimentary Insurance: Benefits like travel insurance and purchase protection
– – Concierge Services: 24/7 assistance for travel, dining, and lifestyle needs – Welcome Benefits: Attractive welcome gifts or rewards upon card issuance and meeting spend criteria
– Reward Points: Earn up to 8X reward points on select merchant categories, with flexibility to choose from 4 reward plans – Shop Plan, Home Plan, Travel Plan, and Party Plan – Shop Plan: 4 points per ₹100 on departmental stores, 2 points on consumer durables/electronics – Home Plan: 4 points per ₹100 on groceries – Travel Plan: 4 points on hotel bookings, 2.5 points on flights – Party Plan: 4 points on restaurant bills
Fuel Surcharge Waiver: 1% waiver on fuel transactions between ₹400-₹4,000
– Contactless Payments: Make fast, secure transactions at over 10 lakh outlets in India and millions worldwide – Insurance: Complimentary personal air accident insurance cover of ₹25 lakh

Other Benefits

– Travel Insurance: Coverage includes lost baggage (₹1 lakh), delayed baggage (₹25,000), loss of passport (₹50,000) – EMI Conversion: Convert transactions/outstanding balances into EMIs at 1.1% per month with zero processing feesar
– Dining Discounts: Enjoy guaranteed 25-50% off at over 2,000 premium restaurants and bars with EazyDiner Prime membership – EazyDiner Prime Membership: Complimentary 12-month membership worth ₹2,495 (Signature variant) or 3-month membership (Platinum variant)
– Extra Discounts: Get an additional 25% off up to ₹1,000 on dining bills when paying via PayEazy on the EazyDiner app – Reward Points: Earn 10 reward points per ₹100 spent on dining, shopping, and entertainment, and 4 points on other spends (except fuel)
– EazyPoints: Earn 3X EazyPoints on spends, redeemable for free hotel stays, meals, and exclusive events – Welcome Benefits: 2,000 welcome bonus EazyPoints and Postcard Hotel stay voucher worth ₹5,000 (Signature variant)
Additional Perks – Lounge Access: 2 complimentary domestic airport lounge visits per calendar quarter – Movie Tickets: 2 free BookMyShow movie tickets worth ₹200 each month – Fuel Surcharge Waiver: 1% waiver up to ₹250 per month on transactions between ₹500-₹3,000 – Contactless Payments: Make fast and secure transactions
– Interactive LED Buttons: India’s first credit card with built-in LED lights, allowing you to choose payment options like EMI, Rewards, or Credit at POS terminals – Reward Points: Earn 1 point for every ₹150 spent, redeemable for cash credit (1 RP = ₹0.75), Air Miles, or products via IndusMoments
– Movie Perks: Buy 1 Get 1 Free movie tickets on BookMyShow (up to 2 free tickets/month, capped at ₹200) – Fuel Surcharge Waiver: 1% waiver on transactions between ₹400-₹4,000 at Indian petrol pumps – Insurance: Complimentary Personal Air Accident cover up to
Contactless Payments: Fast, secure transactions at merchant locations accepting contactless payments
Welcome Gifts: Choose from vouchers like Oberoi Hotels, Luxe Gift Card, Postcard Hotels, or Montblancsactions
– Dining Discounts: Enjoy guaranteed 25-50% off at over 2,000 premium restaurants and bars with EazyDiner Prime membership – EazyDiner Prime Membership: Complimentary 12-month membership worth ₹2,495 (Signature variant) or 3-month membership (Platinum variant)
– Extra Discounts: Get an additional 25% off up to ₹1,000 on dining bills when paying via PayEazy on the EazyDiner app – Reward Points: Earn 10 reward points per ₹100 spent on dining, shopping, and entertainment, and 4 points on other spends (except fuel)
– EazyPoints: Earn 3X EazyPoints on spends, redeemable for free hotel stays, meals, and exclusive events – Welcome Benefits: 2,000 welcome bonus EazyPoints and Postcard Hotel stay voucher worth ₹5,000 (Signature variant)
Additional Perks – Lounge Access: 2 complimentary domestic airport lounge visits per calendar quarter – Movie Tickets: 2 free BookMyShow movie tickets worth ₹200 each month – Fuel Surcharge Waiver: 1% waiver up to ₹250 per month on transactions between ₹500-₹3,000 – Contactless Payments: Make fast and secure transactions
– Rewards Points: Earn 5 reward points for every ₹100 spent on international transactions and 2 points for domestic spends – Lounge Access: Complimentary access to domestic and international airport lounges (specific visits may apply)
— Travel Benefits: Discounts and perks on travel bookings, hotels, and flights – Dining Privileges: Rewards and discounts at partner restaurants
– Fuel Surcharge Waiver: 1% waiver on fuel transactions (terms apply) – Concierge Services: 24/7 assistance for travel, dining, and lifestyle needs
– Insurance: Benefits like travel insurance and purchase protection – Welcome Benefits: Attractive welcome gifts or rewards upon card issuance and meeting spend criteria
– Reward Points: Earn reward points on spends – 5 points per ₹100 on international spends and 2 points on domestic transactions – Lounge Access: Complimentary domestic and international airport lounge access (specific visits apply)
— Travel Benefits: Discounts and perks on travel bookings, hotels, and flights – Dining Privileges: Rewards and discounts at partner restaurants
– Fuel Surcharge Waiver: 1% waiver on fuel transactions (terms apply) – Concierge Services: 24/7 assistance for travel, dining, and lifestyle needs
– Insurance: Benefits like travel insurance and purchase protection – Welcome Benefits: Attractive welcome gifts or rewards upon card issuance and meeting spend criteria

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